How to Get a Replacement Car Key
It can be frustrating to lose car keys. It can also be costly depending on the type you have.
Contacting an auto locksmith is the quickest way to replace keys. This is usually a cheaper and quicker alternative than calling roadside assistance or an auto dealer.
Cost
In the past, losing your car keys wasn't a big issue. You could go to the local hardware store to purchase a new key. Fortunately, today the process is more complicated and costly. It's because cars are more technologically advanced, and their keys too. While this makes them more secure against theft however, it also makes them pricier to replace.
The cost of a lost key replacement will depend on the year, model and model of your car. Many modern cars come with key fobs with a transponder chip in them to help prevent theft. These chips must be linked to your vehicle, which typically requires a locksmith or dealer. The cost of this service can differ based on the type of car you have however, it could be up to $200.
Modern cars also come with laser-cut keys that need to be programmed using a specific machine that is only available at auto dealerships and specialist locksmiths. The cost of keys for this kind of lock is up to $100.
The location of your home will also affect the cost. If you are in a remote location it is likely that you will have to pay a premium for service due to the fact that the locksmith or tow truck must travel a long distance reach you. A locksmith will also charge extra for work that is done on weekends, holidays or after-hours.
The best method to minimize the cost of a lost key is to have a spare key on hand and keep it at home or in your wallet. Keep your vehicle's registration or title documents on you. These will be required to prove ownership in the event that you need to contact an auto dealer to request a replacement key. You can also call your roadside assistance service. They may be able to offer you a temporary replacement, depending on their conditions and terms.
Time
Losing your car keys could be frustrating however, you shouldn't be panicking. First, take a moment to look for your car keys in obvious places like your purse or pocket. Then, take a walk through your day and try to recall where you might have left the keys. This will help you remember if lost them, or if they are still in your car. If you're unable to locate your car keys, it may be time to purchase new keys.
The majority of modern cars come with a remote key fob that uses an unlock code to start the vehicle. This kind of key needs to be reprogrammed so that it works with your vehicle. This is usually the job of a professional. Contact an auto locksmith to find out whether they are able to handle this, and you will also require proof of ownership.
Old-fashioned metal car keys are much more simple to replace than remote key fobs. They are 100% mechanical and simple to duplicate. A locksmith in your neighborhood can replace your lost key on instantaneously. They can also duplicate the ignition cylinder of your vehicle as an additional cost. If you want to make copies of your old keys for your car, visit a hardware shop that specializes in automobiles and make them quickly and cost-effectively.
If auto car key replacement begin to appear worn-out, you should consider replacing them. The teeth on the keys and the lock cylinder could be worn down by frequent use, making it difficult for them to align properly with each other. If the key starts to stick, it might be time to replace it.
If you have a newer car that is an expensive model, the key might require programming by the dealership. This is a difficult task that could take an extended time to complete and could cost you a lot. Based on the model of your car you might be able to have the process covered by your car warranty or insurance.
The availability
Even if you're a great driver there is a chance to lose your car keys. This can be a real issue particularly if it happens at an inconvenient moment such as when you are at the grocery store or a gas station and you want to return home. There are a variety of ways to replace the key that was lost. You can locate an locksmith, call roadside assistance, or contact your insurance provider.
The first thing you'll have to determine the type of car key you have. It's important to know that different cars have different keys. Some keys are old-fashioned and lock using the key cylinder. Others have an electronic chip that communicates with the vehicle to open doors and even start the car. Certain keys can be easily replaced by an auto-locksmith however, others will require you to visit a dealer in order to get one from the manufacturer.
Whether you're using a traditional key or a smart one, your first step should be to read the user manual or contact the dealer for directions on how to connect it to your vehicle. You will need to provide proof that you own the vehicle and then wait several additional days before your dealer can order the replacement. This procedure may also require you to take the vehicle to a locksmith or service provider to have it programmed, so this isn't the ideal option for people working on tight schedules or have limited mobility.
The process is much simpler if you have an extra. You can buy an online replacement key for your car for a reasonable price based on the model of your vehicle. If your keys come with a transponder as well as a key fob, you'll need to consult a licensed expert in order to program and replace them. Depending on your car's model and make you may have to take it at the dealer, or hire a locksmith replace the key.
Another way to get a new car key by using a bluetooth tracker. These small devices attach on your keyring, and emit the signature, which can be read by any mobile phone with an application installed. The app will show you where the key is so you can find it when you need to.
Insurance
Typically, car insurance does not cover keys lost. However, there are exceptions. Some of the best insurance companies, who are committed to ensuring customer satisfaction, provide additional insurance for things such as lost keys. It is usually an extra cost, but it may be less expensive than paying out-of-pocket for key replacement costs.
The specific policy and amount of the deductible will determine whether or not your car insurance covers keys that are lost. The majority of traditional keys are simple to replace, however those with an electronic fob or smart key is more difficult. These keys are laser-cut and utilize chips that send signals to your vehicle. They are therefore more difficult to replace than keys made of mechanical. These keys are also more expensive as you will need to pay for a locksmith as well as the key itself.
Think about using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services can offer locksmiths discounted rates and even pay the cost of the new key. Some of these companies offer emergency lockout services which are useful for those who are in a hurry and have to get back on the road.
Another option is to call your car dealer to inquire whether they can assist you. Locksmiths are typically available at all dealerships and could be able to create keys at reasonable prices. However should the dealer need to order a new key for the model you have, it can take several days for it to arrive. Keep all receipts and documents whatever method you decide to use. This will enable you to file a claim with your insurance company.
Although it's not a pleasant experience, losing your car keys can happen to anyone. There are ways to help you avoid costly consequences. While the most affordable and quickest method of replacing your lost keys to your car is to contact an authorized locksmith in your area, it's important to weigh the monetary advantages against the time and the possibility of deductible payments prior to making a claim with your insurance company.